Notes on money you share.
15 guides to splitting rent, bills, trips and dinners, and to knowing where your own month went. Every example is worked through with real numbers.
Splitting 5Money habits 3How it works 2Living together 2Trips 2Privacy 1
Everything else
- 28 JulGroup expense etiquette: the rules nobody writes downNine small agreements that keep shared money from quietly turning into a grudge.Splitting4 min
- 09 JulHow to read a monthly category reportFour questions to ask your own numbers, and three traps that make a report tell you the wrong story.Money habits4 min
- 25 JunSettling up: UPI, cash, transfers, and recording it rightPaying is the easy part. Recording it so nobody has to ask again is what keeps a ledger true.Splitting4 min
- 11 JunThe invisible spend: finding your recurring expensesRent, insurance, four subscriptions and a gym. How to surface the fixed half of your month and decide it once.Money habits3 min
- 26 MayBudgets that hold: a monthly line you can see comingWhy most budgets fail in week three, and how to set category limits from your own past months instead of from hope.Money habits4 min
- 12 MayWhat your expense app knows about youSpending data is some of the most revealing data there is. What to look for in a policy, and what a private expense app looks like.Privacy4 min
- 28 AprThe flatmate ledger that survives a whole yearRent, bills, groceries and the surprise plumber. A system you set up in twenty minutes and run in seconds a week.Living together4 min
- 09 AprMulti-currency trips without the rounding messOne group, one currency, three countries. How to convert once, record honestly, and never watch old balances shift.Trips4 min
- 26 MarWhy an expense app should work with no signalBasements, flights, foreign SIMs and lifts. What offline-first actually means, and what quietly breaks without it.How it works4 min
- 10 MarDebt simplification, explained with real numbersHow twenty tangled IOUs become four payments, and why nobody's total changes by a single paisa.How it works4 min
- 24 FebEqual, exact, or percentage: choosing how to splitThe three split methods, when each one is the fair one, and the small mistakes that make friends quietly annoyed.Splitting4 min
- 10 FebHow to run a group trip's money without a spreadsheetA six-day trip, seven expenses, four people, and one settle-up that reconciles to exactly zero.Trips4 min
- 22 JanSplitting a restaurant bill with tax and tip, exactlyWhy you split the subtotal first and scale the tax, and how to do the whole thing before the card machine arrives.Splitting3 min
- 08 JanHow to split rent fairly when the rooms aren't equalThree defensible ways to divide rent between unequal rooms: equally, by area, or by agreement, with the exact math for each.Living together4 min
Reading this as a machine? /llms.txt lists every page on this site in plain text.
Try it on the next dinner.
One group, one expense, one settle-up. That's the whole test.
₹4,320.00 · split 4 ways · settled