splitpocket

Split it fairly. Settle it once.

One group per trip, flat or dinner. Split it equally, by exact amounts, or by percentage. When you settle, SplitPocket works out the fewest payments that clear everyone.

A group, worked through

Try a split

Same math as the app

  • ₹600.00
  • ₹600.00
  • ₹600.00
  • ₹600.00

4 people

Adds up exactly: ₹2,400.00

my.splitpocket.app
A SplitPocket group: members, balances, expenses, and a suggested settle-up

Balances read the way you'd say them out loud: gets back, owes, settled up.

How it works

Three steps from the bill arriving to nobody owing anyone.

  1. Add what happened

    A dinner, a cab, the villa. Log it to the group, in the group's currency, and tick who it was for.

    Adding a shared expense in SplitPocket
  2. See who owes whom

    Balances move as you go: who gets back, who owes, who's square. Everyone sees the same numbers on their own phone.

    Group balances in SplitPocket
  3. Settle up

    Pay by UPI, cash or transfer, then record it. One payment can close three debts at once.

    Recording a settlement in SplitPocket

Three ways to split

Pick per expense, not per group. Whichever you use, the parts have to match the total before it saves.

Equally

The right answer most of the time. Four people, one bill, one number each. Odd paise go to whoever paid rather than disappearing.

₹4,320.00 ÷ 4 = ₹1,080.00 each

Splitting a restaurant bill

By exact amounts

For the bill where one person had the starter and two didn't drink. Type what each person owes; it won't save until the parts match the total.

₹1,890 + ₹1,240 + ₹1,190 = ₹4,320.00

Equal, exact or percentage

By percentage

For shares agreed once that don't change: rent by room size, bills by who's actually home. Set them when the group starts and every expense follows.

40% / 35% / 25% of ₹4,320.00

Splitting rent fairly

One payment, three debts closed.

After a week away, five people can be carrying eight separate debts that mostly cancel out. SplitPocket nets them off and gives you the shortest list of payments that leaves everyone at zero.

  • Nobody pays someone who owes them. The circle gets cut first.
  • Pay by UPI, cash or transfer, then record it. SplitPocket never touches your money.
  • Settled expenses stay in the history. The trip still reads next year.

How debt simplification works

A suggested settle-up in SplitPocket, in the dark theme

Settle the trip you got back from.

Then never think about it again.

8 debts → 3 payments

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